Our Management
Team.

Experienced professionals responsible for driving daily operations, executing strategy, and delivering reliable financial services to our customers.

Stephen Ugoh

Stephen Ugoh

Managing Director

A seasoned banking professional with over 20 years of experience at leading Nigerian banks. He brings proven leadership, strong expertise in retail and SME banking, and a track record of driving strategic initiatives.

Stephen Ugoh

Managing Director

Olugbenga Kutemi

Olugbenga Kutemi

Chief Operating Officer

He has over 20 years of experience in the financial services industry, with a proven track record in driving operational efficiency, enhancing customer experience, and advancing digital banking transformation.

Olugbenga Kutemi

Chief Operating Officer

Irefin Jaiyeola Desmond

Irefin Jaiyeola Desmond

Head, Credit & Risk Management

A seasoned banking executive with over a decade of experience in credit, risk management, and microfinance leadership. He brings strong expertise in financial oversight, strategic management, and institutional growth.

Irefin Jaiyeola Desmond

Head, Credit & Risk Management

Olufunke Akinboroye

Olufunke Akinboroye

Business Development Manager

A microfinance banking professional with over 20 years of experience in retail banking, SME finance, credit administration, and risk-driven business growth. Strong leadership in marketing and operations.

Olufunke Akinboroye

Business Development Manager

Gbenga Olu

Gbenga Olu

Head, Treasury

With over two decades in Nigerian banking, he has driven treasury and business development functions with seasoned experience across marketing, treasury, and corporate banking.

Gbenga Olu

Head, Treasury

Saheed Animashaun

Saheed Animashaun

Head, Internal Control & Audit

Over 16 years of experience evaluating and strengthening internal control systems, executing comprehensive audits, and delivering insights that enhance operational efficiency in financial institutions.

Saheed Animashaun

Head, Internal Control & Audit

Efeoghene Yarhere

Efeoghene Yarhere

Head, Human Resources

A seasoned HR professional with over 10 years of experience in people management, employee relations, and HR operations across consulting, financial services, and nonprofit sectors.

Efeoghene Yarhere

Head, Human Resources

Jegede Taiwo

Jegede Taiwo

Head, Banking Operations

Over 12 years of professional experience in microfinance banking, lending, investment, banking operations, and relationship management. A resourceful leader skilled in customer service and team collaboration.

Jegede Taiwo

Head, Banking Operations

Motunrayo Eleruweere

Motunrayo Eleruweere

Chief Compliance Officer

An experienced compliance professional and Legal Practitioner whose career spans regulatory compliance, AML, corporate governance, and legal advisory across highly regulated sectors, including investment banking, asset management, insurance, and healthcare.

Motunrayo Eleruweere

Chief Compliance Officer

Evelyn Ebo

Evelyn Ebo

Head, Digital Banking

Digital transformation and revenue systems leader with over a decade of cross-industry experience in financial services, driving scalable banking models across channels, operations, and customer ecosystems.

Evelyn Ebo

Head, Digital Banking

Abdulraheem Dayo Muritala

Abdulraheem Dayo Muritala

Head, Debt Recovery

Seasoned banker with over 13 years of experience in microfinance. A Certified Microfinance Practitioner and member of the Chartered Institute of Loans and Risk Management of Nigeria, he brings extensive expertise in credit analysis and debt recovery.

Abdulraheem Dayo Muritala

Head, Debt Recovery

Uzomah Olatunji-Dawodu

Uzomah Olatunji-Dawodu

Regional Manager

With over 20 years of experience in commercial and microfinance banking, she has specialised in business development, operations, and relationship management. As Regional Head, she drives business growth, streamlines operations, and delivers lasting value to customers and stakeholders.

Uzomah Olatunji-Dawodu

Regional Manager

Smart Ubaka Ozomadu

Smart Ubaka Ozomadu

Regional Manager

A banking executive with over 14 years of experience in business development, credit risk management, branch operations, and strategic leadership. He is passionate about building sustainable businesses, developing people, and fostering innovation in financial services.

Smart Ubaka Ozomadu

Regional Manager