Bridge the Gap
Between Paydays.
Quick access to emergency funds for salary earners, with repayment structured around your monthly income.
What is the Salary Advance?
The Moneyfield Salary Advance provides employees with fast, reliable access to funds in-between paydays. Whether it's an unexpected medical bill, school fees, or a family emergency, this facility puts money in your hands when you need it most.
Designed exclusively for employees of banks, oil & gas companies, and other blue-chip organisations, the loan is appraised based on your Net Disposable Income (NDI) — ensuring the repayment amount never exceeds what you can comfortably afford.
With a 48-hour response time and a streamlined application process, the Salary Advance is one of the fastest ways to access credit at Moneyfield Microfinance Bank.
Why Choose This Product?
Everything you need, structured to fit your life.
Fast Disbursement
Funds are processed and disbursed within 48 hours of application approval.
NDI-Based Appraisal
Loan amount is calculated from your Net Disposable Income, keeping repayments realistic and comfortable.
Salary-Aligned Repayment
Repayment is structured monthly to align with your pay cycle — no disruption to your financial routine.
Secure & Confidential
Your application details are handled with the highest level of privacy and security.
Competitive Interest Rate
Benefit from a transparent, competitive rate with no hidden charges.
Renewable Facility
Good repayment history qualifies you to renew and access higher loan amounts.
Who Can Apply?
Check the criteria below to confirm your eligibility before applying.
- Employed at a bank, oil & gas company, or blue-chip organisation
- Minimum of 6 months in current employment
- Salary must be domiciled or receivable through Moneyfield MFB
- Valid government-issued ID (NIN, passport, driver's licence)
- Recent pay slips (minimum 3 months)
- Completed loan application form
How to Apply
Simple steps to get your funds.
Submit Your Application
Visit any Moneyfield branch or contact us online. Fill in the salary advance application form with your employment and income details.
Appraisal & Approval
Our team reviews your NDI and employment status. Most applications receive a decision within 48 hours.
Receive Your Funds
Once approved, funds are disbursed directly to your account. Repayment begins with your next salary cycle.
Financing Your Tomorrow,
Today
Join thousands who trust Moneyfield to support their goals. Build wealth, grow your business, and bank smarter.