The Fuel Your
Business Needs.
Working capital, receivables financing, and contract execution support for small and medium enterprises across all sectors.
What is the SME Business Loan?
The Moneyfield SME Business Loan is designed for business men and women across all sectors of the Nigerian economy who need quick, transparent, and efficient access to capital to drive their enterprises forward.
Whether you need working capital to keep operations running, financing to bridge a receivables gap, or funding to execute a new contract, this facility provides the financial support your business needs with minimal delays.
Targeted at economically active individuals and small to medium-scale entrepreneurs, the SME Loan offers loan amounts from ₦500,000 to ₦20,000,000 with tenure options between 60 and 180 days — structured to match your business cycle.
Why Choose This Product?
Everything you need, structured to fit your life.
Working Capital Support
Keep your operations running smoothly with access to capital for day-to-day business expenses and inventory.
Contract Execution
Secure funding to execute contracts and deliver on client orders without waiting for delayed payments.
Receivables Financing
Bridge the gap between issuing invoices and receiving payment by financing your outstanding receivables.
Quick Processing
Fast-tracked application and approval process, so your business doesn't lose momentum while waiting for funds.
All Sectors Welcome
Open to entrepreneurs in trade, agriculture, manufacturing, services, technology, and more.
Renewal & Top-Up
Repeat customers with a strong repayment track record can access higher loan amounts on renewal.
Who Can Apply?
Check the criteria below to confirm your eligibility before applying.
- Registered business with verifiable operations
- Minimum of 12 months of business activity
- Business bank account statements (minimum 6 months)
- Valid government-issued ID of business owner
- Evidence of business registration (CAC documents)
- Audited or management accounts (where applicable)
How to Apply
Simple steps to get your funds.
Submit Business Application
Provide your business documents, financial statements, and loan purpose. Our SME desk will review your submission.
Assessment & Offer
We evaluate your business cash flow, turnover, and needs. A tailored loan offer is presented for your review.
Funds Disbursed
Upon accepting the offer and signing the agreement, funds are released to your business account promptly.
Financing Your Tomorrow,
Today
Join thousands who trust Moneyfield to support their goals. Build wealth, grow your business, and bank smarter.