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A flexible savings account that supports your savings goals.

CIT Super Savings Account is an excellent way to earn interest while you still maintain easy access to your money with internet banking and our mobile app.


Super Savings Account gives you the advantages of competitive interest rates and the availability of your funds, without forfeiture of interest in case of withdrawal. The account may be owned by an individual, organization or association.

Start Saving


  • N1,000 Opening Balance
  • Flexible operating conditions apply – daily and weekly
  • SMS, COT and maintenance charge not applicable
  • N100 passbook charge applicable
  • N20,000 Maximum withdrawal on the field
  • It should not be linked with any loan account
  • Interest rate is 5% per annum
  • Interest applicable if withdrawal not exceed twice a month
  • It accommodates both micro clients and commercial clients
  • Debit Card issuance

Product Rationale

Many micro business clients usually save in an informal way; through “ALAJO” (Daily collector). There is a potential risk of losing all money saved through these means especially if the daily “Collector” is fraudulent. However, with this savings account product the client is assured of safety, reliability, quick service and the prospect of accessing credit products from the bank is high. This product will be driven by Deposit mobilizers.

Savings Goals

The product is for all categories of micro clients, salaried workers, apprentices, students, businessmen and women.

Competitive base rate

Unlimited transfers

Why Save With Us?

CIT Microfinance Bank is regulated by the Central Bank of Nigeria

Your savings and deposits are insured by the Nigeria Deposit Insurance Scheme

Flexible Savings Tenors and Best interest Rates Available