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This is a 30-day revolving loan facility targeted at SME businesses with very high turnover, and are capable of paying down both principal and interest in 30 days with opportunity of renewal.


Loan facility between N500,000 – N5,000,000.
Upfront fees of 4%/month
Interest rate of 4 %/month
Customer and guarantor’s undated cheques.
Motor vehicle that are comprehensively insured
Tenure 30 days maximum


Any Professional Public and Private Companies, SMEs is eligible for CIT Temporary Overdraft.

Maximum age of applicant at loan maturity: 60 years
Minimum Net Monthly Income: ₦100,000
Applicant should have the bank specified credit score.