+234-700-024-8632SwiftCash  |  Mobile Banking  |  Internet Banking Apply for Loans

CIT Microfinance Bank Nigeria offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment.

Our expertise and international standards assure our clients quality service and delivery. Loans currently range from N50,000 – N499,000; maximum maturity is 6 months; for larger loan sizes, please visit the SME section.

We have an efficient Micro Sector Team that facilitates the provision of services that address some essential service needs of the Micro Banking Sector.


Loan facilities between N50,000-N499,000.
Stock hypothecation to be taken
Cheque to be taken from either one of customer or guarantor for loan between N50,000-N200,000.
Customer and guarantors to provide cheques for loan amount between N201,000-N499,000
10%-15% Guarantee fund.
4% interest rate
Fees of 3.5%
Tenor 180 days maximum