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The Salary Advance enables you to access funds for emergencies that may arise between one payday and the next. It’s a convenient way to raise funds and is quickly accessible.

Available to Bankers, Oil & Gas and other Blue Chips Company. The customers primary Source of repayment is monthly salary and appraisal will be based on their Net Disposal Income.

48 hours response time
Competitive Interest Rate
Easy Banking with Debit Cards and Mobile Banking


Loan amount between N100,000 – N5,000,000
Must be a salary earner
Letter of confirmation
Customer’s pay slip/Bank Statement
confirmed guarantor with undated cheque
Interest rate 3.5%
Upfront fees of 2.5%
Additional Security required from N2,500,000
Tenure between 30 – 360days
Repayment is done through Remita (Direct debit)


Two (2) passport Photographs
Utility bills /Verification of Address
Staff I.D Card & Any form of identification (voter card ,driver license ,LASRA card, National Identity card, International passport)
Last 6 months Salary Bank statement of account
Undated cheques /Direct debit mandate
Appointment /Confirmation/promotion letter
Two guarantors